SERVICES
Consultation and Analysis
Your story matters.
Our Mortgage Relief Advocates will conduct a free, no obligation consultation to review your specific situation related to your property in order to best provide you with the options that may be available to you through your lender.
Our in-depth analysis will take a deeper look at a number of factors to determine the best course of action to resolve your property dilemma.
The main objective is to review all of your options and create a plan to best approach the lender based on the status of your property.
Understanding Short Sales
If you are behind on mortgage payments, your property is worth less than what you owe on your mortgage, you are considering moving, relocating or downsizing a Short Sale may be the right solution for you. Short Sales are a viable option for both you and your lender when you are severely behind on mortgage payments. Often times, it is the only option besides allowing the property to be foreclosed upon and sold at a public auction. A traditional sale of the property is typically not possible based on the money owed versus the property value.
Our Mortgage Relief Advocates will work with you along with our Certified Short Sale Processing Team to review your full financial picture, along with establishing the property value, dealing with any debts attached to the property, and negotiating with the lender, to ultimately allow you to proceed with a sale.
The impact of a successful Short Sale of your property is paramount which is why you want a meticulous group of professionals to handle your situation.
Get started with learning more about your mortgage relief options.
Did you know?
Short Sales are also a viable solution for property owners who are dealing with estate issues. If you are an Executor of an Estate or Heir, please contact us for more information.
Understanding Loan Modifications
Loan Modification programs are designed to offer you a new mortgage in essence by restructuring your loan and providing you with a different monthly mortgage payment amount. These programs allow you to stay in your home and shows your lender that you are still willing to pay your mortgage. If a homeowner is seeking a viable option to keep their home after falling behind on payments or anticipates not being able to pay their mortgage due to unforeseen circumstances, a Loan Modification may be the right solution. After carefully analyzing your full financial picture your assigned Mortgage Relief Advocate along with our Loan Modification processing team will review your options based on your mortgage lender or servicer.
It is important to note that if approved for a Loan Modification with your lender or servicer, your payment may be higher than your original mortgage payment which is why you want to consider carefully before proceeding with a Loan Modification and ensuring you can afford the payments. These programs were designed for homeowners in extenuating short term circumstances that seek assistance during a tough time, it is not meant to be a long term solution if you anticipate continued financial distress.
To learn if a Loan Modification may be the right choice for you, please Get Started, and a Loan Modification specialist will contact you.
The US Property HelpersDifference
Whether you have decided that a Short Sale or Loan Modification is the right option for you, you may need other support along the way to help you along your new journey.
Our NPR Helps program connects you with qualified external partners to assist with areas that play a major role in the financial rehabilitation process.
Credit Repair
Preserving your credit during any major financial change is important. Our credit repair and restoration partners are available to walk you through how to best handle your credit as you undergo a Short Sale or Loan Modification.
Relocation Assistance
If you are considering moving, relocating or downsizing, you may need funds to do so especially if you are under financial distress. While not all lenders and servicers offer Relocation Assistance we advocate for these funds to be included as part of your Short Sale.
Moving Services
Moving can be stressful and tedious, and especially under the circumstances you want to make sure that your belongings are safe and carefully transported. Our moving partners can help your transition to a new residence.
For more information regarding our external partners through NPR Helps, contact us at Uspropertyhelpers@gmail.com.